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  1. What are cookies?
  2. How do we use cookies?
  3. Cookies used on our site
  4. How to delete cookies or control them

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Since 26th May 2012, all UK websites need to comply with the EU E-Privacy Directive 2009/136/EC. Cookies are only a small part of this directive, and whilst you are still allowed to use cookies on a website, it must be made clear to visitors to your site that cookies are being used. A message or warning must be displayed so that the visitor is aware of them.

At the top of our website we have displayed a message to warn you that our website makes use of cookies and that one has already been set. By displaying this message we hope that we are cialis pas cher providing you with the information you require about our use of cookies, and presenting you with the option to consent to their use. This message will be displayed until such time as you agree to our site using cookies by clicking on the continue button.


1.What is a cookie?

A cookie is a small amount of data, often including a unique identifier, sent to the browser of your computer or mobile phone (referred to here as a "device") from a website's computer. It is stored on your device's hard drive. Each website can send its own cookie to your browser if your browser's preferences allow it. To protect your privacy, your browser only permits a website to access the cookies it has already sent to you, and not the cookies sent to you by other websites. Many websites do this whenever a user visits them to track online traffic flows.

On the Channel Digital website, our cookies record information about your online preferences so we can tailor the site to your interests. You can set your device’s preferences to accept all cookies, notify you when a cookie is issued, or not receive cookies at all. Selecting the last option means you will not receive certain personalised features, which may result in you being unable to take full advantage of all the website's features. Each browser is different, so please check the "Help" menu of your browser to learn how to change your cookie preferences.

During the course of any visit to our website, every page you see, along with a cookie, is downloaded to your device. Many websites do this because cookies enable website publishers to do useful things like find out whether your device (and probably you) has visited the website before. On a repeat visit this is done by the website’s computer checking to see, and finding, the cookie left there on the last visit.


2.How do we use cookies?

Information supplied by cookies can help us analyse the profile of our visitors, which helps us provide you with a better user experience. For example, if on a previous visit you went to our marketing pages, we might find this out from your cookie and highlight marketing information on subsequent visits.

Third party cookies on our pages

Please note that during your visits to our website you may notice some cookies which are unrelated to us. When you visit a page with content embedded from, for example, YouTube or Flickr, you may be presented with cookies from these websites. We do not control the dissemination of these cookies. You should check the third party websites for more information about these.


3.Cookies used on our site

We only use cookies to help us continuously improve our website and maintain a nice browsing experience for our visitors. Here is a list of cookies used on this website:

  • Google Analytics - we use cookies to compile visitor statistics such as how many people have visited our website, what type of technology they are using (e.g. Mac or Windows which helps to identify when our site isn’t working as it should for particular technologies), how long they spend on the site, what page they look at etc.
  • ShareThis, Quantcast and Gigya - social media share buttons that enable you to share our content
  • Session cookie - this is a standard cookie just to remember user preferences (like font size and saves you logging in every time you visit)


4.How to delete cookies or control them

This site will not use cookies to collect personally identifiable information about you. However, if you wish to restrict or block cookies set by this or any other website, you can do this through your browser settings. The Help function within your browser should tell you how.

Alternatively, you may wish to visit which contains comprehensive information on how to do this for a wide variety of browsers. You will also find details on how to clear cookies from your computer as well as more general information about cookies. For information on how to do this on your mobile phone’s browser, you will need to refer to your handset manual.

Our Services

Product Offering


Comprising mainly pension funds, this group also includes other institutional investors such as insurance companies, charitable organizations, endowment funds and foundations. Clients have benefited from diversification and higher returns due to Smartvest's unique investments philosophy and style. As these institutions usually represent a diverse constituency of individual members, Smartvest also takes advantage of its vast understanding of the individual member requirements gained through its various programs that are meant to demystify' investments to the ordinary person.


The increasing demand for short term investments on the money market and the high risk aversion by most investors in the country, prompted Smartvest to design a special short term money market managed portfolio to meet the return and risk requirements for such a large group of customers. With over 20 years' experience in the Zimbabwean financial markets, its wide network of money market counterparties and strong risk management skills Smartvest helps both individual and corporate clients to achieve competitive interest rates on the money market at relatively low risk. Smartvest takes away from its clients the headache of hunting for competitive rates and secure institutions to invest their hard earned money. Reasonable security for all investments done on behalf of customers is obtained from all counterparties to help manage the high credit risk.


These are portfolios tailor-made for specific clients who are either corporate bodies or high net-worth individuals. In creating the portfolio, Smartvest takes a lot of time to understand the client's objectives, risk tolerance, unique circumstances and constraints, before agreeing on an Investment Policy Statement to address that particular clients’ requirements. Each client will thus have unique investment portfolio tailor-made to suit its unique requirements. Smartvest thus takes full ownership of the client's asset allocation to ensure that the client gets the best return given the prevailing conditions on the different markets while at the same time taking cognizance of the client's risk tolerance and constraints.


A unit trust is a pool of funds from different investors that is used to buy a large portfolio of assets. Smartvest offers one, all equity unit trust fund that invests on the stock market, two money market funds and a balanced fund that invests both on the stock and money markets. These investments have different pre-set objectives and risk tolerance levels pre-designed to suit the different investor profiles and circumstances. To further enhance security of investments, an independent entity, Stanbic Custodial Services are the third party trustees and custodians to these fund.
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